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Elgin, Get The Lowest Insurance Premium With Better Coverage & Service

Use Our Comparison Insurance Quote Tool & Save $796/Year

Auto & Home Insurance Policies Specific To Elgin Residents’ Needs & Budget

Protect yourself, car and wallet with our comparison insurance tool

Get Peace Of Mind On The Road With The Proper Coverage

The state of Illinois reported 324,473 vehicle crashes in 2016. Hit-and-run fatalities reached 2,049 in 2016. It was the highest annual number recorded since the National Highway Traffic Safety Administration began compiling such statistics in 1975. In Elgin specifically, there were 2,491 car accidents in 2014 with 692 resulting in fatalities. With the number of hit-and-run crashes rising steadily, now is NOT the time to risk driving without auto insurance. You simply must invest in this critical form of protection for your vehicle, yourself, your loved ones and your finances.

Some of the top car insurance companies our Elgin clients choose:

Compare Safeco Car Insurance Quotes

Safeco Insurance

Compare Progressive Car Insurance Quotes

Progressive Insurance

Compare Liberty Mutual Car Insurance Quotes

Liberty Mutual Insurance

Compare Nationwide Car Insurance Quotes

Nationwide Insurance

Elgin residents rely on their cars for a variety of activities including commuting to work, running errands, getting together with family and friends, and attending school. The most common vehicle makes in Elgin according to Quote Wizard are:
 

  1. Honda Accord
  2. Toyota Camry
  3. Toyota Highlander
  4. Ford Taurus
  5. Toyota Rav4
  6. Honda CR-V
  7. Ford Crown Victoria
  8. Chevrolet Cruze
  9. Toyota Corolla
  10. Chevrolet Blazer

Auto insurance is an umbrella under which there are multiple types of coverage for different vehicles including cars, motorcycles, boats, ATVs and motor homes:

LIABILITY Comparison Insurance Quotes

LIABILITY

Chips in for expenses resulting from an accident that causes injury, death or property damage
COLLISION Comparison Insurance Quotes

Collision

Helps cover the cost of repairing damage to your vehicle or the destruction of your vehicle
COMPREHENSIVE Comparison Insurance Quotes

Comprehensive

Provides financial assistance with the money required to repair the damage inflicted on your car by events like theft or storms.
UNINSURED AND UNDERINSURED MOTORIST Comparison Insurance Quotes

Uninsured and underinsured motorist

Pays to repair your vehicle if the other driver is at fault and does not have insurance
MEDICAL Comparison Insurance Quotes

Medical payments

Takes care of medical expenses for injured passengers or yourself and funeral expenses if necessary
PERSONAL INJURY PROTECTION Comparison Insurance Quotes

Personal injury protection

Covers medical bills you incur as the result of being in a covered accident

While some types of auto insurance are optional, Elgin drivers are required by Illinois law to carry the following coverage know as 25/50/20:

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$25,000 bodily injury per person per accident
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$50,000 bodily injury for all persons per accident
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$20,000 property damage liability
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$25,000/$50,000 uninsured motorist bodily injury
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$25,000/$50,000 underinsured motorist coverage
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$15,000 with $250 deductible uninsured motorist property damage
Elgin, IL drivers spend an average of $803.64 per year on car insurance. When you choose Comparison Insurance Quotes by Compass as your auto insurance broker, you can bundle your auto and home insurance to SAVE $796 annually on average.

Elgin, Protect Your Investment With The Proper Home Insurance Policy

If you think your home is safe from a house fire, consider the following. In 2017, Elgin residents experienced a total house fire-related loss of $3,108,614.00 for the year. Natural disasters do not spare Elgin, either. The city is considered a high-risk area for tornadoes and has been hit by 126 of the destructive phenomenon since 1950.

These are both compelling reasons why carrying homeowners insurance is absolutely critical to protect your home, family and wallet. There are several different types of coverage:

DWELLING Comparison Insurance Quotes

DWELLING

Safeguards the physical structure of your home and other buildings on your property
PERSONAL PROPERTY Comparison Insurance Quotes

Personal Property

Covers the belongings inside of your home
LIABILITY Comparison Insurance Quotes

Liability

Shields you from lawsuits if someone gets injured in your home
GUEST MEDICAL Comparison Insurance Quotes

Guest Medical

Covers the medical payments of anyone who sustains injuries on your property

While home insurance is not dictated by Illinois state legislation and therefore not required, the vast majority of mortgage lenders will require you to obtain insurance before they approve a loan application.

The average cost of homeowners insurance in Illinois is $1,443 – small change compared to the cost of recovering from a disaster without insurance. And when you obtain your policy through Comparison Insurance Quotes, you can save an average of $796 per year by bundling your home and auto insurance.

A Different Kind of Insurance Agency Servicing Elgin, IL

The Compass Insurance Agency team is able to offer you a wide range of auto and home coverage levels, premiums and deductibles because we partner with a large number of insurance providers to compare. These factors make it easy for our policyholders to find the ideal coverage for their needs and budget without sacrificing service.

We are an independent insurance agency. This means we work for you, NOT the insurance companies. Our number one priority is to help you get the policy that is right for you and your family.

If you are busy, rest assured, you will not have to spend hours searching for insurance quotes. We do the legwork for you. This is one of the ways in which our team provides a high level of customer service with a distinctly personal touch. Account managers at Comparison Insurance Quotes are not faceless, nameless voices on the phone. They will recognize you and you will come to do the same in return.

Other ways in which we strive to give you excellent service include:

ZWorking with you to identify the insurance and financial services that are right for you, your family or your business ZExplaining the coverage and options available to you through our agency
ZGuiding you through the claims process for a prompt and fair resolution of your claim. Helping you solve problems related to your coverage or account.
ZProviding 24/7 services for our customers through any or all of the following: emergency phone numbers, Internet account access, e-mail and call center services

I have been with the same insurance company for over a decade and didn’t realize how much I was overpaying until I was buying a house and decided to shop around for some quotes. Compass saved me about $1,500 on my auto insurance while doubling my coverage. Even though my home insurance was a little higher than others, I felt their coverage was much better and well worth the few extra bucks. My savings on the auto actually completely paid for my new homeowners policy with a balance of savings leftover. I’m super happy, thanks guys!

Chris Taglia in South Elgin, IL

Giving Back To Communities All Over The U.S.A

We want to contribute to the world and give back. To that end, our agency is involved with a number of charitable organizations and causes in which we strongly believe.

Our agents will work closely with you and your family to ensure you get the best coverage for your needs and budget. Find out more and get all of your questions answered by speaking with us.